The terms that apply when you use the Equity Wave Loan website and services.
Last updated: October 19, 2026
By using equitywaveloan.com you agree to these Terms and Conditions. If you do not agree, please do not use the website.
Content on this website, including articles, calculators and examples, is for general information and education. It is not financial, tax, legal or investment advice for your specific situation, and it is not an offer or commitment to lend.
All loans are subject to credit approval, property valuation, verification of income and the terms of the individual lender. Rates, fees and terms shown are examples and may change without notice.
Our calculators provide estimates based on the figures you enter. Actual payments, available equity and costs may differ.
You agree to provide accurate information, use the website lawfully and not attempt to disrupt or gain unauthorized access to it.
The Equity Wave Loan name, logo, text, graphics and design are owned by Equity Wave Loan or its licensors and may not be copied or reused without permission. Photographs are used under the Unsplash License.
Links to other websites are provided for convenience. We are not responsible for their content or privacy practices.
To the fullest extent permitted by law, Equity Wave Loan is not liable for any indirect or consequential loss arising from use of this website or reliance on its content.
These terms are governed by the laws of the State of California, and any dispute will be handled in the courts of Santa Clara County.
Questions about these terms can be sent to contact@equitywaveloan.com or by phone at +1 650-323-9190.
Join Bay Area homeowners and borrowers who get plain-English updates from our advisors.